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It’s the last day of August and time for the anticipated wrap up.
I just started this blog late August and so I didn’t really setup any official goals for the month. Basically I needed to fund my CC debt due this September and with the August 29 paycheck, I have everything in order. Here goes:
1. Fund credit card debt due September 8 (P10,989.44) – Done!
2. Cancel Manulife Affluence Builder fund with insurance – Done!
3. Max out Parents Fund for August (21 days x P50) – Done!
4. Handover P1,000 to sis for her check I used to pay for dentist bills – Done!
Don’t you just love it when everything’s in green?
Now for my September Goals:
1. Renew my CPA license through LBC, this will cost me roughly P1,000 for delivery and ID pictures.
2. Apply for Social Security ID.
3. Shop around some more for a good, solid disability insurance.
4. Max out September Parents fund to P1,500 (P50 x 30 days).
5. Fund credit card debt due October 6 (P4,225.73)
6. Pay P3,000 to sis as full payment for my dentist bills.
7. Bring my various funds to these balances:
| Fund | Savings | Should be balance |
| Emergency Fund | 500.00 | 7,686.32 |
| Personal Improvement | 600.00 | 960.00 |
| Insurance | 1,008.13 | 2,000.00 |
| Travel | 0.00 | 619.92 |
| Entertainment | 1,000.00 | 1,139.58 |
| Clothing | 500.00 | 1,367.88 |
| Tithe | 200.00 | 819.92 |
| TOTAL | 3,808.13 | 14,593.61 |
You see my Travel fund has 0.00 in it? That’s because money will be tight for me all through out September and October due to the CC debt and loan from sister that I need to fund. Until then, Travel fund will get 0.00 from me. Anyways, that fund will not be used for several months if it will ever be used so I guess it’s safe to neglect it a bit until my financial belt’s a little loose.
Come Oct. 31 I should be able to turbo charge my savings for eFund and personal improvement to the tune of P1,500 & P4,500, respectively. It will come directly from the P6K monthly allowance and it’s tax free. I am fully aware that eFund should take precedence over any other fund, BUT in my case, I will need the P17,500 for the fixed bridge on my teeth on December. That was the price my dentist quoted me and though he said he will give me further discounts, I want to stay on the safe side and fund the full amount.
Insurance and Entertainment gets the huge chunk of planned savings because I simply can’t afford to neglect any of them. Insurance will be paid in May ‘09 (annual premium) and Entertainment fund will be used for 2 major events: my friend Z’s despedida and my friend K’s homecoming and wedding. Z will be leaving the country for several years this September to work in the Middle East and our group is planning for several nightouts or parties. And Z’s birthday is on Sept. 12 so maybe I could cough up a few bucks for a token before she leaves. K has migrated to Canada about 4 years ago and will come back this December for her wedding. Of course, some get-together parties and dinners will come about, Christmas and wedding gift will be bought. And there’s the dress I will need to wear to her wedding. Crap. I love her, though.
These goals, lined up like this, is enough to make me eager for September to start!
They sent me some lovin'