Better late than never.  Below are my 2009 goals.  They are alot and on the ambitious side, but I’d rather dream big and fail (a bit) than to have mediocre success…

Finances

1.  Save 3 months worth of aftertax salary as emergency fund.  That’s about P54,000.  I have about P20k in that fund and with the help of automated savings plan by my company, P34K will be fairly easy to achieve.  Progress:  66% 91%. Everything is on autopilot, and I’m lovin’ it!

2.  Save P12K for annual insurance premium due July 2010.  Already have P2,500 P4,000 saved!

3.  Save P15K for our Boracay getaway.  I’m kinda hoping it will be Palawan instead, but my friend in Dubai wants to see Boracay.  This will be funded by the income from my micro business.  Umm…on hold.  My travel fund is pathetic.

4.  Save P10K as Christmas fund starting July. 

5.  Save P20K as ‘retirement fund’ and place it in time deposit, adding about P20K each year.  This will  be my cash retirement fund.  This will be funded by about 50% of any windfall I receive.  Errr… no progress yet. Already have P6,150 saved!

6.  TRY to increase investment in stocks by about P10K.  This is not obligatory, looking at the performances of various mutual funds.  50% of any windfall may or may not go here.  Done!  Both stocks of a major telecoms company and received dividends for it.  I am still aiming to increase my holdings.

Physical Improvement

1.  Get a gym membership. Running can be an option if I can wake up by 4:30AM and the drug addicts and the likes are on vacation… Done!  Signed up for a year membership with Gold’s Gym.

2.  Avail of a skin improvement package (or whatever you may call that) from a reputable skin clinic. 

     I’m not getting any younger, and the damage done to my skin by the sun and whatnots will be obvious in the not-so-far future.  Better prevent it, right?  Very expensive, but hey, this is a GOAL.  I’ll work on it.  I have no plans of being a high-maintenance girl, though.

Relationship

Be much more than great friends with gym buddy.  I don’t really know how I’ll accomplish this, since the spark is slowly going away, if not gone altogether.  To he** with whatever disease he has.

Professional

1.  Get a promotion and significant increase in salary.  Of course, this will depend on my employer and the company’s performance (and mine). Goal!  I am now the Asst. Manager for our group with a 20% increase in my base pay and allowance. Whoohoo!

2.  Renew license (spill over from last year…)

3.  Apply for Social Security ID, and apply for a loan just to activate my account.  (Spill over from last year…)

Uncategorized

1.  Go with my parents to attend grandma’s birthday in May. Fail. Didn’t go with them.  It was raining cats and dogs during that week and I was unsure if I can get back in time for work.

2.  Annual pilgrimage to Our Lady of Manaoag’s Shrine in July.

3.  Try out bowling.

4.  Trek Anawangin Cove.

5.  Wall climb (after strength exercises…).

6.  Apply for a passport.

7.  Visit an OB for a long overdue checkup.  I never had one, and I’m scared, but the stories of friends who had cyst/lumps inside their uterus/ovaries are scarier.  Done.  Also undergone an ultrasound.  Results are yet to be interpreted, though… 

8.  Visit dentist for cleaning in July.

Wish me luck!

Updated April 14, 2009

Updated May 10, 2009